Proper planning helps maintain eligibility for government programs while providing a protected source of funds for supplemental needs. A well-structured trust can prevent unintended asset depletion, support caregivers, and ensure a loved one receives consistent care even as families adapt to life changes.
A comprehensive plan coordinates trusts, wills, and financial accounts to optimize asset protection and ensure funds are available when needed, without compromising eligibility for essential programs or long-term care support.
Our firm brings experience in estate planning, elder law, and asset protection to help families design trusted solutions that fit their goals. We prioritize transparent communication, thorough documentation, and careful consideration of benefit rules to minimize risk.
Plans evolve with changes in health, finances, or law. Regular updates keep the trust current, preserve eligibility, and reflect the family’s ongoing priorities.
A special needs trust is a legal tool designed to supplement, not replace, government benefits for a person with a disability. It enables funds to be used for approved needs while preserving eligibility for essential programs. This structure provides flexibility and protection over time. A well-crafted plan also clarifies guardianship, funding, and distributions, giving families confidence that care decisions will reflect their values and priorities as circumstances evolve.
Government benefits often depend on asset limits and income tests. A properly established special needs trust can maintain those benefits while providing additional funds for items or services that improve quality of life. This separation helps prevent inadvertent disqualification and supports long-term stability.
Trustees can be family members, professionals, or institutions with fiduciary responsibility. The right choice balances knowledge, accessibility, and objectivity. A clear agreement outlining duties, reporting, and decision-making helps maintain trust performance and reduces potential conflicts.
Costs include initial drafting, potential amendments, and periodic reviews. While fees vary, investing in proper planning often reduces downstream expenses by preventing improper distributions or benefit loss. Our firm provides transparent pricing and value through meticulous, compliant document preparation.
Yes. A special needs trust can be funded with existing assets, future earnings, or gifts. The funding approach must respect benefit rules and the trust’s purpose. We help align funding with long‑term goals while ensuring ongoing program eligibility remains protected.
A first-party SNT uses assets belonging to the beneficiary, which can complicate eligibility for benefits. A third-party SNT uses funds from others, which generally avoids impact on the beneficiary’s assets. Each has distinct implications for ownership, control, and future planning.
To begin, contact our Greenville office for an initial consultation. We will assess your goals, discuss options, and outline a clear plan. You can expect transparent communication, thorough preparation, and supportive guidance through every step of the process.
